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Earnings and income representations made by The Janes R Whelan Agency LLC and its Agents and Associates , and their advertisers/sponsors (collectively, "The James R Whelan Agency LLC ) are aspirational statements only of your earnings potential. The success of all coaches, ads, testimonials, and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, level of motivation, diligence in applying programs, the economy, the normal and unforeseen risks of doing business, and other factors The James R Whelan Agency LLC and its owners individually, are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that The James R Whelan Agency LLC is not liable to you in any way for your results in using our products and services. See our Terms of Service for our full disclaimer of liability and other restrictions.